The girl you claim you want

Added: Mariella Pam - Date: 24.01.2022 05:40 - Views: 39706 - Clicks: 5586

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Our representative will get in touch with you shortly. Updated on: Aug 26, - PM. In order to majorly address the issue of the declining child sex ratio in our country, the Government of India launched a social campaign on January 22, SSY aims at tackling a major problem associated with the girl child — education and marriage.

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It is focused on securing a bright future for the girl child in India by facilitating the parents of a girl child in building a fund for the proper education and a carefree marriage expenses of their. You need to follow the below procedure to open the. You can open a Sukanya Samriddhi Yojana either with a participating bank or a Post Office branch. The participating banks are:.

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Through this app, you can set standing instructions so that a specified amount will be transferred online to your SSY. Here is the step-by-step procedure:. You can open an SSY at any of the participating banks. It is more convenient for you to open the SSY with the bank where you already hold a savings if it is one of the participating banks. You have to walk down to the Post Office or a bank branch where you have submitted the SSY application to submit the documents and proofs.

You need to submit a physical copy of the following documents:. The interest for the SSY is calculated on the lowest balance for the calendar month, i. The interest will be credited once, at the end of each financial year. Since the interest accrued on an SSY is compounded on a yearly basis, it may not be a simple task to manually calculate the interest. Instead, you can use our Sukanya Samriddhi Yojana Calculator to arrive at the maturity amount upon entering the details, such as probable investment amount per year, the age of the girl child, and the commencement year.

You can deposit money in an SSY either once per financial year or in smaller, regular instalments. However, you need to make a minimum payment of Rs. If you choose to make deposits in instalments, the interval between the instalments can be anything as per your convenience. There is no The girl you claim you want on the of deposits you can make in a month or in a financial year. You must submit the duly filled withdrawal form along with the SSY passbook to the bank or Post Office branch where the is maintained.

In order to claim or withdraw prematurely, you need to satisfy some conditions, such as for marriage expenses or for the higher education of the girl. In another case, you may prematurely close the and claim the deposit amount only after completing five years of opening, for the following reasons:.

Only one can be opened per girl child, either in Post Office or in any bank. This can be opened for a maximum of two girl children in a family. Only the girl child, in whose name the is opened, can withdraw the money from her SSY upon maturity. The guardian can withdraw the money if the girl child has not attained the age of 18 years. The SSY must be opened from the time of girl childbirth but before the girl child attains the age of 10 years. The payment period for SSY s is 15 years, while the maturity period of the is a minimum of 21 years. PPF is a government-backed retirement saving scheme whereas, SSY is a government-backed small savings scheme dedicated to girl child development.

Both s provide tax benefits.

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While a PPF can be opened by anybody, an SSY can only be opened in the name of a girl child before she attains the age of 10 years. PPF balance can be liquidated to a certain extent, while the same may not be true for the SSY. Both schemes are deed for different purposes and therefore, picking a better option between the two schemes is tough. Here is a table that gives a comparative picture of both schemes.

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The maturity amount of an SSY depends on the contributions you make every year. You can visit the bank or PO branch where the is held and get the updated information regarding the balance printed on the passbook.

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Not all banks allow you to access SSY details online. Check if the bank your is held with provides this service. If it does, request the bank executive to provide ID and password to access your SSY online. Both the schemes offer financial protection for girl children and look to cover education and marriage expenses for them. You can claim deduction under section 80C upto a maximum of Rs. Post office saving schemes. Thank you for your response.

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Are you a salaried employee? Download link sent. your Form Start investing now or. Was this article helpful? Have a query? ITR Resources. Mutual Fund Resources.

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Terms Privacy Legal. Parents or legal guardian of a girl child who has not attained the age of 10 years, can open the. Either the guardian or the girl child if she has attained the age of 10 years may deposit the amount and operate the The shall be mandatorily operated by the girl child after she attains the age of 18 years.

Only one per girl child s can be opened for a Maximum of two girl children in one family, including adopted children s for more than two girl children are allowed in case of more than two girls being born in the first order of birth, or in a scenario of one The girl you claim you want child in the first order of birth, and twins or more than twins in the second order of birth. Birth certificate of the girl child Identity and residential proof of the guardian Medical certificate for proof of birth of multiple girl children on a single order of birth Any other documents as required by the post office or banks.

Any time between the birth of the girl child till the time she attains the age of 10 years. Minimum of Rs this amount was ly Rs 1,and a maximum of Rs 1,50, in every financial year, up to 15 years Multiples of Rssubject to the above cap. The rate of interest for the 2nd quarter of FY i. Closure on maturity matures after completion of tenure of 21 years and the balance in the SSA, including interest, is paid to the child on submitting an application and proof of identity, residence, and citizenship documents Premature Closure Allowed only in the following situations: Reasons of intended marriage after a girl child attains the age of 18 years, an application can be submitted between one month prior to marriage and 3 months after marriage along with her age proof documents Death of the girl child on the production of the death certificate the balance in the SSA will be paid to the guardian Deemed closure in case of a change in the status of girl child i.

Such a status change shall be communicated by the girl child or her guardian within one month of the status change After completion of 5 years from the opening of an SSA, if the post office or Bank is satisfied that the operation or the continuation of the SSA is causing undue hardship to the girl child such as the death of the guardian, medical reasons of the girl childthe girl child or guardian may order for premature closure For any other reasons, if the SSA is to be closed anytime after the opening of thisit will be permitted, but the entire deposit would only earn an interest rate applicable to post office savings bank.

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This can be made in either one lump sum or in 5 installments. Balance in the SSA can be transferred anywhere in India — from or to post offices, from or to banks, and between post offices and banks free of cost.

This can be done upon furnishing of proof of change of residence of either the guardian or the girl. Under any other circumstance, such a transfer can be made by paying a fee of Rs is to be opened in the name of the girl child, maintained by the guardian until she reaches 18 years of age.

The girl you claim you want

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